Week of 36

How a Budget Puts You in Control.

A budget puts you in control of your money, Because it lets you know what you are spending your money on. And it helps you keep track of your money so you wont spend it on things that are not important. Its also helps you not to go over your budget.

Week # 35

All this week i will be browsing lots around manor or surrounding manor, trying to find a good size lot within a community so that my dad can open up his food business.

Work Schedule #32

4/20*Saturday-OFF
4/21*Sunday-OFF
4/22*Monday-3PM-8PM
4/23*Tuesday-OFF
4/24*Wednesday-ACC
4/25*Thursday-3PM-9PM
4/26*Friday-3PM-10PM

Week # 31

4-12-08(Sat): 2pm-10:30pm
4-13-08(Sun): 12pm-10pm
4-15-08(Mon): 3pm-8:30pm
4-16-08(Tue): 3pm-10:30pm
4-17-18(Wed): off
4-18-08(Thur): off
4-19-08(Fri): 3pm-10pm

Ch 21 Vocabulary

1. Dividend: Share of the funds profits.
a)
2. 401(k) plan: You put a spcific portion of your salary into the plan.Employers often math this contributin, up to a specific amt or salary percentage.
a)
3. Individual Retirement Account: A personal retirement acct that you can put a limited amt of money yearly.
a)
4. Keohg plan: You can invest up to 25% of your yearly earnings up to 35000 each yr for retirement.
a)
5. Simpified Employee Pension: Is a simpler tax-deferred retirement plan than the keogh but one that also offers tax savings. it, too, is for the self emplyed.
a)
6. Endorse: Check, Sign your name on the back.
a)
7. Check Register: A small booklet for tracking your acct.
a)
8. Reconcile: A statement from your bank from your acct.
a)
9. Electronic funds transfer: is the transfer of money from one bank acct to another by electronic means rather than cash.
a)
10. Online banking: Online banking lets you manage your money from your own home computer, or from anywhere you can find online access.
a)
11. Credit: is a sum of money a personcan use before having to reimburst the credit lender.
a)
12. Application fee: an amt of moeny charged to apply for the loan.
a)
13. Down payment: a sum (usually a percantage of the total payment) paid at the time of the purchase.
a)
14. Finance charge: a fee based on the amt of moeny you owe.
a)
15. Annual Percentage rate: the yearly cost of the loan, expressed as a percentage.
a)
16. Credit Bureau: an agency that collects information on how promptly people and businesses pay their bills.
a)

Ch 21 Sec 1-3 REVIEW